I did not want to get an annual insurance since I was going to use the van I borrowed for a short time only. I took advantage of a short term van insurance offered and was happy with my choice. Most insurance companies have realized the advantage of offering this type of policy and it has helped people like me who only need a cover for a specified number of days. Since I had a full UK driving license, I was able to legally drive a borrowed van for a few weeks without having to opt for the monthly or annual options that were more expensive.
For those interested in short term van insurance, this option is open for a number of situations. Aside from getting the cheapest van insurance, I was able to use the amount I saved for other purposes. In my case, I used a temporary van insurance policy when I borrowed a van from my best friend to move equipment and furniture I bought for an apartment I was renting. I only needed the policy for a few days but since I could use the van for other trips I extended the days covered. Insurance companies have recognized that there is a market for this purpose and they have offered short term van insurance to cater to this need.
I found out while doing my research that short term van insurance can also be used for work purposes, like in situations where colleagues share driving duties using one van for irregular periods. It can also be used if someone’s job specifically requires the employee to only use a van for a specified number of weeks in a year. For as long as the reason the insurance cover for a van is needed for only a short period of time that is less than a year, anyone can take advantage of the temporary van insurance service to get a short term deal. Like all other insurance policies, it is important the final policy documents be reviewed to know what items are specifically covered and what provisions are provided as added benefits.
